Disability Insurance Lawyer Blog

Disability Insurance Applications Process

You are in a state of shock. Through an accident or an unexpected medical diagnosis, your entire world has been thrown into chaos. Your ability to continue working has been stripped. The phone rings constantly with doctor’s appointments, you are faced with multiple healthcare appointments and it seems like someone is always putting another form…
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Has CIGNA Denied Your Disability Claim?

CIGNA disability claims, or claims from other large disability insurers, are often managed by third-party companies, who are contracted by CIGNA, Aetna or some other large insurer. They are hired to review claims, which often entail denying or terminating claims. These are not companies you will read about when you purchase your disability insurance coverage.…
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COURT FINDS LIBERTY LIFE TO BE ARBITRARY AND CAPRICIOUS

A Federal Judge in Kentucky has determined that Liberty Life acted in an arbitrary and capricious manner in terminating a Long Term Disability Insurance claim of a branch manager of a bank, who suffered from back and neck pain following an accident. In reaching its decision that Liberty Life wrongfully terminated the claim, the Court…
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