Disability Insurance Lawyer Blog

Federal Court Finds Mutual Of Omaha Arbitrary And Capricious In LTD Denial

A Federal Court in Wisconsin has determined that a claimant should be entitled to pursue her Long Term Disability insurance benefits and that Mutual of Omaha improperly denied the claim on the basis of a pre-existing condition limitation in the policy. The claimant originally injured her shoulder while shoveling snow, and began treatment for these…
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Are You Prepared to be Out of Work for 31 Months?

Thirty-one months is almost three years. That’s a very long time to be out of work, recovering from an injury or illness. And what if you are not receiving benefits in a timely manner from your long term disability insurance company? Thirty one months (31.2 to be precise) is the average duration of a long-term…
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Video Surveillance Reaches New Heights for Disability Claimants

For disability claimants, new developments in technology have brought video surveillance to a new level. And it’s not good news. A private investigation company has launched a new service using unmanned surveillance vehicles. They are able to videotape people around the clock, for as many as five days, non-stop. The remote vehicles are stationary and…
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Patient’s Rights to Access Medical Records

According to a recent article in The New York Times, new guidelines issued this month will remove barriers that in the past prevented patients from gaining access to their medical records. The new guidelines say that doctors and hospitals have to provide medical records to patients, and even set a time frame – within 30…
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