Frankel & Newfield, P.C.

We Have Recovered Over $100 Million In Claims For Our Clients

Call for a Free Consult 866-504-8773
WE DO NOT HANDLE SOCIAL SECURITY DISABILITY CLAIMS

Posts tagged "Disability Insurance"

What should be disclosed to those with disability insurance?

A person's employer might offer that person a variety of benefits as part of being employed. One of these benefits is disability insurance. While disability insurance can be very useful, some people may not know much about how such a benefit operates. However, under the Employee Retirement Income Security Act (ERISA) those who administer disability insurance plans are required to provide policyholders with a written account of the facts about the disability insurance plan, including the rules of how the plan is run, financial details about the plan and what documents are needed in order for the plan to operate.

Don't overlook the benefits of disability insurance

Most people are glad to have health insurance benefits through their employer. After all, it is pretty easy to assume that sooner or later a person might become ill or injured, necessitating a trip to the doctor's office or hospital. If a person has health insurance, they can rest easy knowing that at least a portion, if not most, of their medical expenses will be paid through their insurance policy.

What types of claims are there for ERISA purposes?

Workers in New York who cannot work due to a short-term or long-term disability may be in need of financial assistance. This can come in the form of benefits from a disability insurance policy. The Employee Retirement Income Security Act (ERISA) sets rules regarding how an application for disability benefits under a disability insurance policy is processed, how long an insurer has to decide on an application and what the worker's rights are should their application for benefits be denied by their insurer. For ERISA purposes, there are a number of different types of claims that a person can pursue.

Basics of short-term disability

When you are involved in an accident that takes away your ability to work and make a living, filing a disability claim can restore a portion of your income. There is not a single disability claim, however, that covers all instances. Making the decision between long-term and short-term disability is a complicated process that requires a full understanding of each type.

Why thinking about potential problems is important when preparing a disability claim

A lot can be at stake for an individual when filing a disability insurance claim. Now, when it comes to issues that could heavily impact their future, individuals may not like to think about the possibility of things going wrong. So, when getting ready to file a disability claim, a person may be tempted to just stay focused on the best-case scenario.

Did medical records play a part in your disability claim denial?

You've carried long-term disability insurance to protect yourself and your family from poverty in the event of a catastrophic accident or serious medical issue, such as a stroke. After years of paying for coverage, you found yourself in need of your policy. Whether it was a car accident or a sudden medical event, adjusting to permanent disability can take time. Unfortunately, getting medical help and making your home accessible are expensive.

Can you lose ERISA benefits for working another job?

You have a medical condition that made you unable to continue working in the same career you once did. For some people, a disability can start as a repetitive stress injury. For other people, disability can begin in an instant with a traumatic injury of some sort. When you become unable to work your job because of an illness or injury, your long-term disability insurance helps protect you against poverty. However, many long-term disability options include clauses that limit what you can do once your claim for benefits gets approved. In some cases, you may not be able to work any job in the future.

Will the salary exemption affect holiday workers this year?

U.S. retailers will soon hire tens of thousands of temporary workers for the holidays. While many will be hourly employees, low-level managers will likely be affected by a recent federal court ruling. Essentially, these employees may not enjoy the possibility of mandatory overtime pay under federal law.

Download Our Free Ebook

E-book Download Book
Super Lawyers | Justin AV Preeminent | Justin Avvo | 10.0 | Top Attorney | Justin Super Lawyers | Jason AV Preeminent | Jason Avvo | 9.8 | Top Attorney | Jason

HELPING THE DISABLED NATIONWIDE

  • tick

    No matter where you are nationwide, we are here to help.

  • tick

    We have the resources and support to take on the largest insurance companies.

  • tick

    Contact us today for our nationwide service. Contact Us

FN

Frankel & Newfield, P.C.
585 Stewart Avenue
Suite 312
Garden City, NY 11530

Toll Free: 866-504-8773
Fax: 516-222-0513
Map & Directions