Frankel & Newfield has the experience you need and the compassion you deserve. We have helped clients push back against Aetna – and win.
Aetna is a leading long-term disability insurance company that Frankel & Newfield regularly encounters on behalf of claimants. We represent Aetna disability policyholders with long- and short-term disability claims.
If your Aetna disability claim has been denied, or if your claim has been terminated, call Frankel & Newfield at 877-LTD-CLAIM to find out how we can help you. We can help protect your rights to your claim and can fight Aetna on your behalf when you are too ill or overwhelmed to do so.
Now that Aetna’s U.S. disability and group life business has been purchased by Hartford Life & Accident, making Hartford the second largest group life and disability insurer in the country, disability claims may be more challenging for claimants. The purchase of Aetna by Hartford was to boost Hartford’s returns and long-term corporate growth.
The question is, will it be good for people who count on Aetna disability insurance benefits to protect their families?
Aetna, like most disability insurance companies, is more profitable when it is collecting premiums than when it is paying claims. With the ultimate goal of making profits for its shareholders, the company benefits when claims are delayed and/or denied. The problem is, hardworking deserving people who count on their disability insurance to replace some of their income are left without the benefits they paid for.
At Frankel & Newfield, we have represented claimants who have had challenges with both Aetna and Hartford, so we are familiar with their tactics in delaying, denying and eventually attempting to terminate claims.
Here are some of the typical tactics that we see frequently used by Aetna when seeking to delay or deny ERISA claims:
None of these resources could possibly give a claimant a completely independent review of their medical records or claims. These tactics have been criticized by some courts, who have noted that many of the doctors relied upon by Aetna have had their “bread buttered” many times by Aetna.
Our experience team can support your Aetna disability insurance claim. Here are some of the ways in which we help our clients with Aetna claims:
Aetna is one of the country’s largest insurance companies, providing disability insurance along with a wide range of other insurance products. Aetna insures a vast number of Americans in all 50 states, with products targeted to small, mid-sized and large multi-site national employers. Founded in 1852 in Hartford Connecticut, Aetna also owns a large number of subsidiary companies, from a hedge fund to a health information exchange technology company.
In 2006, Aetna acquired the disability business of Broadspire, a large provider of disability insurance and casualty claim management services. The acquisition brought the number of Aetna disability insurance policy owners to 5 million long-term and short-term disability insurance policies. In other words, Aetna is a large corporate entity within Hartford, an even larger corporate entity with virtually unlimited access to resources to protect its own interests.
Policy owners whose claims have been denied or delayed often feel overwhelmed by the sheer size of this major corporation. They come to us because they know that this is one battle they cannot win on their own. Often, we are contacted by policy holders after they have tried and failed to appeal their disability insurance denial.
It’s important to understand that your denial of claim, termination of claim or the disability insurance company’s never-ending requests for more information, medical or financial, are not a reflection on you, your disability or the legitimacy of your claim. This is business-as-usual for Aetna and the other disability insurance companies.
If you have any doubts about your claim, remember that Aetna was investigated by California’s state insurance commissioner after its medical director said under oath in a lawsuit over a denial of health insurance coverage that he never looked at patients’ records when deciding whether to approve or deny coverage. The health insurance giant said it would fight the case and that the comments were out of taken out of context, but the case was settled with no details revealed by either party.
We believe that best argument for working with Justin Frankel and Jason Newfield can be found in the reviews that both partners have received on websites like Avvo. They tell the story of the dedication, compassion and commitment the partners have for long-term and short-term disability insurance claimants. These unbiased and unprompted reviews provide insight into the professionalism and level of personal service that we provide.
Following are some of our successful cases representing Aetna disability insurance policyholders:
Frankel & Newfield has represented many clients in actions against Aetna long-term disability insurance and we work with many Aetna disability policyholders who have had their claims denied, delayed and terminated.
If you need help with an Aetna disability claim, call our office at 1-877-LTD-CLAIM (877-583-2524) to schedule a free consultation.
Secrets the Disability Insurance Companies Don't Want You to Know!