Free Consultation 877.583.2524
We do not handle social security disability claims
logo celebrating

Nationwide Leaders in Disability Insurance Law

shook hands

Professionals and Executives Filing Disability Claims

Thursday, December 14th, 2017

A serious diagnosis of any kind of disease and the prospect of a life-changing chronic condition is a challenge for anyone. But for an executive or professional whose identity is wrapped up in their work, the emotional aspect of becoming disabled can be as tough as the physical aspects. Type “A” personalities who gain a high degree of success because of determination and drive often have different responses to becoming disabled than others.

We find that in these cases, sometimes the emotional wallop of becoming disabled can become problematic for insureds during the claims process. Thus, we share a few recommendations, if you find yourself relating to this personality description:

1 – Any contact with the insurance company needs to contribute to a positive outcome, and not create more problems. That includes conversations with client service employees, which are inevitably recorded. It’s our job to fight with the insurance company for clients. We advise our clients to allow us to handle that.

2- Fighting a disability claim or an appeal that has been denied is not a fast fix or easy solution typically. We work very hard to speed up the process, but insurance companies are large bureaucracies and it never goes quite as fast as you’d like it to. Thus, try to have patience.

3 – Be careful when discussing your emotional state with your treating physician. A single doctor’s note that the claimant seems anxious or depressed can easily be twisted by the long term disability insurance company into a mental/nervous condition. The goal often for the insurance company is to move claimants into this condition, which often has limited benefit periods, versus a long-term physical condition that might require payments for decades from the insurance company.

4 – Keep notes of any contact with the insurance company or, if you are not able to, have a trusted family member or friend keep notes. Print out emails and save them. Better, let your disability attorney take the reins and conduct all contact with the insurance company. This is not always easy to do for high-functioning individuals, but it is often the best way forward to protect yourself from harming your own claim.

5 – Realize the seriousness of your situation. Insurance companies have large teams of attorneys and claims managers who are focused on maintaining the company’s bottom line. The less they have to pay out in claims, the better their reports and earnings (and bonuses). The law is complex -we have represented many attorneys and even insurance company executives who thought they would have an easy time filing for claims, only to be surprised when claims were denied and terminated.

6 – In many cases, time is not on your side. There are strict time limitations for filing a claim, for appealing a claim and for pursuing litigation, if it comes to that.

We invite you to call our office today at 877-LTD-CLAIM (877-583-2324) and find out how we help executives and professional clients. You don’t want to do this alone, and you don’t have to.

Jason A. Newfield

Written By:

Jason A. Newfield - Disability Insurance Attorney

Jason Newfield is a founding partner of the disability insurance law firm Frankel & Newfield. He has spent the majority of his legal career advocating for the rights of disabled workers. He has lectured other professionals, worked on a Federal Advisory committee, and published many articles in the field of disability insurance claims and litigation.

Learn more about Jason | See Jason’s Publications



Ready To Talk?

Fill out the form to request a FREE legal consultation

Sorry, we do not handle SSDI/Social Security claims.

Frankel & Newfield does not currently handle any Social Security Disability Insurance claims.


*Required fields are marked

I have read the disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


This is about a Social Security Disability claim.

Ipad image

Download Our Free eBook


Secrets the Disability Insurance Companies Don't Want You to know!

Sign Up for our mailing list to receive disability insurance law updates

Your information is 100% secure and will never be shared with anyone


No matter where you are nationwide, we are here to help.

We have the resources and support to take on the largest insurance companies.

Contact us today for our nationwide service.

Contact Us
Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Nebraska Nevada New Hampshire New Jersey New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina
South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming