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Tuesday, January 4th, 2011

According to today’s Wall Street Journal, personal bankruptcies increased by 9% from 2009 to 2010, with 1.53 million Americans filing for personal bankruptcy in 2010. Most of the filings have originated in a handful of Southwestern states. Personal bankruptcies in California rose by up by 25% from 2009; Arizona followed close at 24% more in 2010 than 2009. Pretty scary stuff.

In the meantime, insurance companies are enjoying skyrocketing profits. Depending on your sources, the revenues are either coming from investment gains or increases on insurer’s annualized rate of return on average policyholder’s surplus. According to Dan Froomkin at the Huffington Post, health insurance companies are already making strategic accounting moves to protect their profits, by reclassifying non-medical expenses as medical.

We think it’s not much of a stretch to consider that disability companies are taking similar tactics to protect their own profitability levels. We were hoping that President Obama’s call to action over the summer to fix the appeals process for disability and health insurance as governed by ERISA would actually lead to something. Sadly, that issue seems to have fallen by the presidential wayside.

If you are like the millions of Americans whose finances are precarious as a result of a disability and your long term disability insurance company is delaying or denying your claim, call our office today to learn how we can help you. Don’t wait for a Presidential panel or a bankruptcy court to take action on your claim. Call the disability insurance law firm Frankel & Newfield today at 877-LTD-CLAIM (877-583-2524).

Jason A. Newfield

Written By:

Jason A. Newfield - Disability Insurance Attorney

Jason Newfield is a founding partner of the disability insurance law firm Frankel & Newfield. He has spent the majority of his legal career advocating for the rights of disabled workers. He has lectured other professionals, worked on a Federal Advisory committee, and published many articles in the field of disability insurance claims and litigation.

Learn more about Jason | See Jason’s Publications



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Sorry, we do not handle SSDI/Social Security claims.

Frankel & Newfield does not currently handle any Social Security Disability Insurance claims.


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This is about a Social Security Disability claim.

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