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GOVERNMENT SHUTDOWN and LTD INSURANCE CLAIMS

Wednesday, October 9th, 2013

The government shutdown has nothing to do with insurance companies and payments being made to claimants. The cycle of filing a claim for benefits, having your claim reviewed, having additional information requested, being delayed or denied, etc., will continue as usual, whether or not the government is operational.

Please note that Frankel & Newfield does not represent clients for SSDI, but we do represent long term disability insurance claimants who receive SSDI in addition to their benefits from an ERISA policy or a privately purchased long term disability insurance policy.

The already back-logged application process for SSDI will certainly get worse, but all reports are that disability claims that are currently being paid will continue to be paid.

If the October 17 deadline arrives and Congress has failed to raise the debt ceiling, the possibility of larger economic disruption is a real possibility.

However – most disability insurance policies are written by very large, often global insurance companies that are backed by multi-billion dollar reserves. We do not expect any of our clients to face any new challenges because of the government shutdown.

If you have questions or concerns about the about a claim for a disability benefit from a policy you purchased through your place of employment or a privately purchased long term disability policy, please call our office at 1-877-LTD-CLAIM (877-583-2524)

Justin C Frankel

Written By:

Justin C. Frankel - Disability Insurance Attorney

Justin Frankel is a founding partner of the disability insurance law firm Frankel & Newfield and is a highly skilled litigator and advocate. He has published numerous articles on the challenges facing clients with private or individual disability insurance policies and those who own group or ERISA disability insurance policies.

Learn more about Justin | See Justin’s Publications

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Sorry, we do not handle SSDI/Social Security claims.

Frankel & Newfield does not currently handle any Social Security Disability Insurance claims.

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