Free Consultation 877.583.2524
We do not handle social security disability claims
logo celebrating

Nationwide Leaders in Disability Insurance Law

shook hands


Monday, August 30th, 2010

Just in case you ever question whether or not your decision to fight back when the long term disability insurance claims adjuster terminates or denies your claim, last week’s decision by the United States Court of Appeals for the Third Circuit will easily rest any concerns you may have about whether or not it’s worth pursuing.

The Court document starts with the allegations of “massive conspiracies throughout the insurance industry” made by purchasers of commercial and employee benefit insurance. These purchasers allege that the insurance companies entered into deceptive schemes with brokers to allocate their purchases among insurance companies. In other words, rather than compete against each other for business, the insurance companies and the brokers were making decisions about which company would sell to which purchaser.

It was alleged that the conspiring brokers directed the purchasers to the desired insurance companies and accepted contingency commission payments that were built into the fees being paid for the insurance premiums.

The heart of the decision is a somewhat technical matter – The Court of Appeals determined that the District Court’s decision to dismiss the charges was wrong, that the case needs to be reopened and charges need to be considered under the anti-trust and anti-racketeering laws.

But the fundamental issue – of trust – is the same that underlies all of the cases that we work on. You pay the premiums on these insurance policies, trusting that if you should ever need to file a claim, the insurance company will pay the benefits as described in your contract.

If you find yourself in a situation where the insurance company claims that you have no claim, call our office to learn how we can help.

Justin C Frankel

Written By:

Justin C. Frankel - Disability Insurance Attorney

Justin Frankel is a founding partner of the disability insurance law firm Frankel & Newfield and is a highly skilled litigator and advocate. He has published numerous articles on the challenges facing clients with private or individual disability insurance policies and those who own group or ERISA disability insurance policies.

Learn more about Justin | See Justin’s Publications



Ready To Talk?

Fill out the form to request a FREE legal consultation

Sorry, we do not handle SSDI/Social Security claims.

Frankel & Newfield does not currently handle any Social Security Disability Insurance claims.


*Required fields are marked

I have read the disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


This is about a Social Security Disability claim.

Ipad image

Download Our Free eBook


Secrets the Disability Insurance Companies Don't Want You to know!

Sign Up for our mailing list to receive disability insurance law updates

Your information is 100% secure and will never be shared with anyone


No matter where you are nationwide, we are here to help.

We have the resources and support to take on the largest insurance companies.

Contact us today for our nationwide service.

Contact Us
Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Nebraska Nevada New Hampshire New Jersey New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina
South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming