long term disability Archives

Unfortunately, many people who file claims for long-term disability insurance benefits – LTD – because of multiple sclerosis (MS) have their claims denied by the insurance company. MS is a complex, progressive condition, which by its nature may be difficult to document and establish consistent deficits in functionality, sometimes due to the waxing or waning […]

Here at the law firm of Frankel & Newfield, PC, we dedicate our entire practice to comprehensive advocacy for injured and ill employees across the country in their claims for benefits under long-term disability insurance policies. We are prepared to step in at any phase of a claim:  Initial filing Ongoing claim management Development of […]

At our law firm, we regularly represent people in their long-term disability insurance claims based on heart disease or cardiovascular disorders, related to the heart or vascular system. These problems cause a variety of symptoms that potentially affect the ability to perform work activities as well as to tolerate work activity.  Develop the medical evidence  […]

Depression can impair a person to the extent that he or she can no longer perform at work. When job tasks become impossible because of symptoms of depression, it is appropriate to file a claim for benefits under the person’s long-term disability or LTD policy.  Nature of depression claims  Unfortunately, insurance companies are notorious for […]

People can suffer a traumatic brain injury (TBI) for a variety of reasons, including car crashes, sporting accidents, falls from heights and more. In fact, TBIs are a leading cause of long-term disability in our country. In fact, in 2013, over 2.5 million people in the U.S. sought emergency room care or were hospitalized for […]

Sometimes, it is a condition that comes on suddenly, while other times it is a condition that slowly develops, getting worse as time goes on. However, it happens, though, it is not uncommon for a worker to become disabled at some point before retirement. What are some common causes of disabilities that lead to missed […]

Sometimes a person suffers from an ailment that will keep them from being able to work for a long time. While that person may ultimately want to go back to work, they will need some way to meet their financial obligations while they are disabled. This is when having a long-term disability insurance policy can […]

It is only natural to assume that we won’t become seriously ill until well after retirement when we are in our elder years. However, disability is no respecter of age, and many people will find they become disabled while they are still young and working. In fact, the Council for Disability Awareness reports that, on […]

While people in Garden City may acknowledge that in general people should have long-term disability insurance, few have actually taken steps to obtain such coverage. According to one survey, 65 percent of respondents claimed that individuals in general should have a long-term disability insurance policy. However, only 48 percent of respondents reported that they personally […]

If a person in New York becomes disabled for an extended period of time and cannot work, he or she may rely on private long-term disability benefits to make ends meet financially. However, the federal government also provides disabled workers with Social Security disability benefits, if the worker qualifies. Therefore, it is important to understand […]