Canadian media has exploded with a story that broke a couple of weeks ago about a well-known Canadian writer and professor whose disability insurance claim for depression was denied after he took a leave of absence. According to the Toronto Star, the author’s physician informed him that the disability insurer had denied the claim after […]

People have health insurance to cover their medical expenses when they are injured or ill. However, what happens when a person becomes disabled and cannot earn an income for a significant period of time? It won’t take long for a person to burn through their paid sick leave and vacation time. Health insurance covers medical […]

People can suffer a traumatic brain injury (TBI) for a variety of reasons, including car crashes, sporting accidents, falls from heights and more. In fact, TBIs are a leading cause of long-term disability in our country. In fact, in 2013, over 2.5 million people in the U.S. sought emergency room care or were hospitalized for […]

In a stunning admission, a former medical director for Aetna admitted, under oath, that he never looked at patients’ records when deciding whether to approve or deny care, according to an exclusive news report from CNN. Dr. Jay Ken Iinuma, who was medical director for Aetna from March 2012 – February 2015, made this admission […]

Those who suffer from a mental illness often suffer in silence. Not only is there a stigma attached to having a mental illness, but it is usually no physical monikers that allow others to see that a person has a disabling mental illness. However, a significant number of disabilities fall into the category of mental […]

Many times, when a person starts a new job or even if they’ve been in the same position for a while, they are fortunate to be offered a variety of job benefits by their employer. It can sometimes be confusing to determine which benefits are worthwhile, and which a person can make do without. Some […]

Whether it is a planned life event, a sudden illness or an injury, an employee may need to take a leave from work. Employees considering taking a leave should understand the commonly confused short term disability (STD) and Family Medical Leave Act (FMLA) benefits. Short term disability STD is not an employee leave; rather it […]