When a person in New York needs disability benefits, the reasons why may seem obvious to them. After all, if an injury or illness keeps them from being able to work, they may find themselves losing out on lost wages along with mounting medical bills, and therefore they are in need of financial help. However, […]

Aetna has reported that it will sell its group life and disability business to The Hartford Group in a whopping $1.45 billion cash sale. Aetna’s already working on what to do with all that cash, and if you have an Aetna disability insurance policy, you may have some homework to do as well. This deal, […]

If a person in New York becomes disabled for an extended period of time and cannot work, he or she may rely on private long-term disability benefits to make ends meet financially. However, the federal government also provides disabled workers with Social Security disability benefits, if the worker qualifies. Therefore, it is important to understand […]

It is known to most that workplace accidents in Garden City and nationwide can injure or kill workers, but the scope of the problem may surprise some. According to the AFL-CIO, as many as 150 workers lose their lives while at work each day, and annually there are between 7.4 million to 11.1 million workers […]

Many people in Garden City have taken steps to protect their financial futures. They’ve saved for retirement and purchased life insurance policies in case they died young. However, one aspect of financial planning that sometimes goes forgotten is planning for the possibility that one will have to leave the workforce early due to a disability. […]

It only takes a split-second accident for a person in New York to become disabled. For some, it is due to a car crash, for some it’s a fall, or for some it’s through working with heavy machinery. When a person suffers a disabling injury, they may be very thankful that they have long-term disability […]

Many employers offer disability insurance as part of their sponsored insurance program. Workers may feel confused about the fact that there are both short-term disability policies, as well as long-term disability policies. Do people really need both? How do they differ? These are common questions, and understanding the answers can help you appreciate the value […]

When a person becomes too injured or ill to work, disability benefits can serve as a means for keeping them afloat financially. For those in Garden City who have disability benefits through their employer, it is important to understand that these benefits are protected by the Employee Retirement Income Security Act of 1974 (ERISA). There […]

When you are involved in an accident that takes away your ability to work and make a living, filing a disability claim can restore a portion of your income. There is not a single disability claim, however, that covers all instances. Making the decision between long-term and short-term disability is a complicated process that requires […]