A lot can be at stake for an individual when filing a disability insurance claim. Now, when it comes to issues that could heavily impact their future, individuals may not like to think about the possibility of things going wrong. So, when getting ready to file a disability claim, a person may be tempted to […]

You’ve carried long-term disability insurance to protect yourself and your family from poverty in the event of a catastrophic accident or serious medical issue, such as a stroke. After years of paying for coverage, you found yourself in need of your policy. Whether it was a car accident or a sudden medical event, adjusting to […]

You have a medical condition that made you unable to continue working in the same career you once did. For some people, a disability can start as a repetitive stress injury. For other people, disability can begin in an instant with a traumatic injury of some sort. When you become unable to work your job […]

U.S. retailers will soon hire tens of thousands of temporary workers for the holidays. While many will be hourly employees, low-level managers will likely be affected by a recent federal court ruling. Essentially, these employees may not enjoy the possibility of mandatory overtime pay under federal law. Last year, the Obama administration proposed an increase […]

Figuring out when to file a long term disability insurance claim is not as simple as you might think. If your disability insurance policy is part of your benefits package at work, you might have to exhaust your short term disability coverage first. If you have a private disability insurance policy, there may be a […]

Just because you have private disability insurance does not mean that you want to use this coverage at some point in the future. If you find yourself needing to make a claim it means that something has gone wrong and you are unable to work. While every disability insurance company has its own process in […]