Frankel & Newfield, P.C.

We Have Recovered Over $100 Million In Claims For Our Clients

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June 2016 Archives

Does Your Position Require a Lot of Travel?

Here’s the problem with travel and long term disability insurance claims: as far as the disability insurance company is concerned, whether your position requires that you spend 30% of your time in the air (or, more typically, in the airport lounge) or 60% of your time traveling, any claim that states that travel is a material and substantive task of your job will be challenged.

Paper Reviews of Medical Records: How Disability Insurance Companies Make Decisions

One recurring issue that plagues disability insurance claims is that of an insurer’s reliance upon the opinions from a paper only medical review. This is often a surprise to claimants, because it sounds so absurd. A decision about whether or not you are disabled is not going to be made by your personal physician, nor will it be made by a doctor who examines you after being hired by the insurance company. Instead, often, it is going to be made by either a nurse or a third-party company that is contracted by the disability insurance company to review your medical records, without ever meeting, treating or examining the claimant.

Frankel & Newfield Win Appeal Against Met Life

A relatively young computer engineer had her claim terminated by Met Life after being on claim since age 31. She is unable to work due to numerous illnesses, including asthma, allergic rhinitis, recurrent sinusitis, recurrent bronchitis, fatigue, depression, anxiety, insomnia, obsessive compulsive disorder, and cognitive dysfunction. At 39, her claim was terminated.

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