A Federal Judge in Kentucky has determined that Liberty Life acted in an arbitrary and capricious manner in terminating a Long Term Disability Insurance claim of a branch manager of a bank, who suffered from back and neck pain following an accident. In reaching its decision that Liberty Life wrongfully terminated the claim, the Court […]

A Court in Nevada has determined that Sedgwick Claims, a third party claim administrator for Long Term Disability Insurance claims for United Health Group, abused its discretion and acted in an arbitrary and capricious manner in how it handled the claim of an insured suffering from orthopedic problems including a pinched nerve and arthritis. The […]

As disability insurance lawyers who have been in this practice area for many years, we have seen how the practice of disability insurance law has grown and changed over the decades. For many of you, finding an attorney has become a difficult and burdensome process. You are faced with wading through online legal directories that […]

Sadly, yes. Two studies conducted by Dutch researchers have revealed that patients who behave disruptively by displaying disrespect or aggressiveness may induce their doctors to make diagnostic mistakes. This is of particular concern for patients who are filing for disability or who are on claim. Here’s why: If you are suffering from a disability, you […]

A Federal Judge in Wisconsin has determined that CUNA Mutual acted arbitrarily and capriciously in denying a claim for long term disability insurance benefits to a claimant suffering from orthopedic problems, including lumbar radiculopathy, degenerative disc disease, and chronic pain. The claimant worked for CUNA Mutual and was seeking benefits under its own Long Term […]

Let’s start with the premise that you are working for a good company with an HR department made up of professionals who are concerned about the well-being of their employees and the company in general. We know there are some companies who do not meet this basic standard, but we also know that there are […]

Lyme disease is known as the great imitator, because symptoms range so widely. People with Lyme disease may feel like they have the flu – or feel like they are having a heart attack. Many patients suffer from severe muscle or joint pain, and think they are experiencing arthritis or a related condition. This past […]