A claimant has succeeded in getting a Federal Court to overturn a decision by Aetna to terminate benefits to a claimant who suffered from cancer and later from significant orthopedic conditions of the cervical and lumbar spine as well as depression. Aetna terminated the claim after a peer review, when a doctor is hired to […]

We were intrigued to read an opinion piece calling for the return of the vocational rehabilitation specialist (VRS) to long term disability claims management. The article outlined the role that VRS’ held in long term disability insurance claims in the past. Once, the VRS played a large part in working with physicians and claims experts […]

We can only hope that no one takes this analysis/opinion in the Washington Times seriously. It’s from a senior analyst at The Heritage Foundation’s Center for Data Analysis. The Heritage Foundation is a right wing think tank that promotes public policies and is considered one of the world’s most influential public policy research institutes. Maybe […]

At Frankel & Newfield, every day we speak with people who are concerned about their Short Term and Long Term Disability (LTD) insurance claims. Many of our free consultations take place by telephone, and often men and women who live near our offices in New York like to stop by our offices for their free […]

1 – Insufficient objective evidence of disability. This is perhaps the single biggest term we see when claims are denied. It’s a vast category that can be used for practically every single disability claim. If you have an illness like Fibromyalgia, Lyme Disease, or Chronic Fatigue Syndrome, this denial is a softball for the claims […]

Private investigators who work for disability insurance companies love summertime, especially summer holiday weekends. They are accustomed to missing family events because they are busy recording your family events. Summer is when the outdoors beckon and people who have spent far too many hours in bed, on the couch or in doctor’s offices want, even […]