Disability Insurance Blog

Doctors, Dentists and a Changing Landscape


Wednesday, March 18th, 2015

The rise of the multi-office practice with numerous partners and locations and the shift away from solo practitioner offices has dramatically changed the landscape for dentists and doctors.

Disability insurance companies are well aware of this change and understand that it has made practicing medicine and dentistry more challenging for medical professionals. Concern about senior practitioners leaving the field under the guise of a disability has led the disability insurance companies to take an even more aggressive position when it comes to denying, delaying and investigating claims.

This is one of the issues that Jason Newfield and Justin Frankel, disability insurance lawyers, will explore when they speak at GLIDM, the Greater Long Island Dental Meeting. More than 2,500 dentists and dental professionals will attend this annual event, and we are pleased to have been invited to speak. Many of our clients are dentists and we are keenly aware of the challenges that they often face when filing for a disability insurance claim.

The second biggest issue for medical professionals concerns partial disability and residual benefits. This is a delicate balance between several factors, among them the actual occupation of the dentist or doctor at the time of the disability and the degree of their disability. Insurance companies seeking a means of minimizing exposure may consider a medical professional an office administrator if they are not seeing as many patients and are spending most of their time overseeing a multi-office practice.

If you are on Long Island and attending GLIDM, we look forward to seeing you at our program and hope you’ll stop by our booth in the exhibit hall to discuss with us long term disability insurance concerns and issues.

Dentists, doctors and those in related professions are invited to call the office at 877-LTD-CLAIM (877-583-2524) to discuss these disability insurance concerns.