Frankel & Newfield, P.C.

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August 2012 Archives

Liberty Life's Long Term Disability Claim Decision Reversed

A federal Court in Michigan has reversed the decision of a Long Term Disability Insurance company, Liberty Life, who denied a claim for long term disability insurance benefits, for a claimant who suffered from significant orthopedic problems, including lumbar degenerative disc disease, lumbar facet arthropathy, lumbar stenosis and cervical disc disease. Liberty Life denied the claim on the basis of a purported lack of objective evidence, ignoring the various MRIs and clinical examinations.

Prudential Halts Sales of Long Term Care Insurance

Prudential is the second largest life insurance company in the US to stop selling long term care insurance policies. MetLife announced that it would stop selling the policies two years ago, and Unum Group has also announced that it will stop selling group long term care policies. What does this mean for long term disability insurance? That's the $64 million dollar question.

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