We do not handle social security disability claims

August 2012 Archives

Standard Insurance Denies Lawyer’s Claim – he calls us for help

Standard Insurance denied a disability claim of a lawyer who had a highly successful legal career, despite becoming a paraplegic at a young age as the result of an injury. He achieved partnership level and attained national recognition from his peers – not easy for an able-bodied person to do. In addition to the paraplegia, […]

Liberty Life’s Long Term Disability Claim Decision Reversed

A federal Court in Michigan has reversed the decision of a Long Term Disability Insurance company, Liberty Life, who denied a claim for long term disability insurance benefits, for a claimant who suffered from significant orthopedic problems, including lumbar degenerative disc disease, lumbar facet arthropathy, lumbar stenosis and cervical disc disease. Liberty Life denied the […]

Prudential Halts Sales of Long Term Care Insurance

Prudential is the second largest life insurance company in the US to stop selling long term care insurance policies. MetLife announced that it would stop selling the policies two years ago, and Unum Group has also announced that it will stop selling group long term care policies. What does this mean for long term disability […]

Court Finds Liberty Life failed to Provide Full and Fair Review

Liberty Life has been found to have failed to afford a claimant seeking long term disability insurance benefits with a full and fair review of her claim. The claimant presented a claim for both physical and mental impairments. In terminating the claim and considering the claimant’s continued submissions of claim support, Liberty Life failed to […]



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