We do not handle social security disability claims

July 2012 Archives

Liberty Mutual Denies Grieving Mother’s Claim, We Overcome MCN Review

Long term disability insurance companies are not known for warmth or compassion, but this particular denial has a particularly cold feel to it. On Easter morning, without warning, the only child of our client, a 53 year old woman, passed away. Our client was overwhelmed by grief, anxiety and depression, and was unable to concentrate […]

Insurers Facing Rising Loss Ratios for Disability Insurance

Bad news for long term disability insurance companies invariably means worse news for long term disability policyholders. We’ve seen it in the past, and this recent article from Insurance & Financial Advisor has a dire warning for policyholders – but you have to read between the lines. Long-term disability insurance companies experienced greater loss ratios […]


Our client was an architect with a successful practice who filed a claim for long term disability benefits as a result of suffering from depression/anxiety. His mental illness began following a divorce, and his subsequent inability to perform the duties and tasks of his business led to the collapse of his architectural firm. Lincoln Life […]

Aetna Found Arbitrary and Capricious on Termination of Long Term Disability Insurance Claim

A Federal judge in Ohio has determined that Aetna’s reliance upon well known insurance pandering doctors contributed to a finding that its termination of a long term disability insurance claim was arbitrary and capricious. Aetna relied upon a number of doctors that regularly perform paper only medical reviews for insurers, including Dr. Richard Kaplan, Dr. […]

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Frankel & Newfield, P.C.
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