Disability Insurance Blog

Social Media And Investigations


Monday, May 7th, 2012

We are big believers of the adage “keep your friends close and your enemies closer.” So when we found a law blog, or “blawg” about insurance coverage, we were all ears. Like our own blog, this one has been named a Best Insurance Law Blog by LexisNexis, and like also us, they see the value in using blogging to share updates and news in their practice area.

For years we have advised clients and our blog readers that if you are on claim or if you are considering filing a long term disability insurance claim, be extremely careful about their Facebook, Twitter, YouTube, Pinterest and any other social media activities. The blogger, New York Insurance Coverage lawyer Roy A. Mura, Esq., wrote an article that appeared in Claims Magazine/Property Casualty 360° and we think this paragraph says it all:

Search engine result pages are now replete with numerous examples of insurers having successfully utilized social media content in insurance claims decisions. From the denial of further long-term disability insurance benefits to the recovery of a paid but fraudulent auto physical damage claim, insurers have found that social media content can in some cases provide the means of determining whether a claim is legitimate or not. The potential usefulness of social media content can extend beyond the point in time when the claim decision is made, as such useful content sometimes appears after payment is made and well within the applicable statute of limitations for an action to recover such payment. (Emphasis added)

To read the entire article, click here.

If you have questions about your social media life and how it may impact your claim, call our office to learn how we can help.