December 2011 Archives

Reliance Standard Insurance apparently failed to appreciate guidance from the Court, where it had previously remanded a claim back to perform an appropriate review of the claimant’s eligibility for long term disability insurance benefits. Initially, the Court remanded the claim to Reliance Standard, permitting the claimant to supplement the record with evidence of his job […]

Our client, a 57 year old Senior Vice President of distribution and manufacturing for a large company located in Illinois, became disabled due to brachial plexopathy, non union of humeral fracture, cervical radiculopathy and carpal tunnel syndrome. The long-term disability plan was managed by Trustmark Insurance, and the company was self-insured. After the company filed […]

A Federal Court in Michigan has recently determined that Lincoln Life abused its discretion when it terminated a claim, finding that Lincoln’s decision making process was lacking in terms of analysis of the evidence. The claimant had provided extensive evidence documenting a history of back pain, along with objective testing which supported the impairments in […]

Our client, a 57 year old man, was a project manager in building maintenance. In October 2008, he could no longer perform the duties of his job. He was suffering from a long list of painful disabilities: herniated discs, degenerative disc disease, lumbar spondylosis, radiculopathy, chronic back pain, cervical and lumbar spine stenosis, lumbar facet […]

Sun Financial Life and Integrated Benefits Institute (a purported non-profit benefits research organization) have “discovered” that employers who take a pro-active approach and get involved with their employees soon after they are initially disabled can be effective in helping them return to work faster and happier – and, no surprise, this approach cuts disability-related costs. […]

We were very proud to learn that our firm was included in a resource guide published in the November edition of Chiropractic Economics. Over the years, we have published several articles in Chiropractic Economics about disability insurance and they have always been well received. Many of our clients are chiropractors, who unfortunately suffer from the […]

We wish we could say that there was one particular company that always came through for their disability insurance claimants. There would be little need for us as disability insurance attorneys, so we would become insurance salesmen, and make sure that everyone bought policies from that one good disability insurance company. Unfortunately, this is not […]