When Pain Is The Issue For Long Term Disability Insurance Claims
Thursday, July 7th, 2011
Chronic pain has always posed a special challenge for both the medical profession and insurance companies. As a completely personal and subjective symptom, pain sometimes is a marker for a specific illness. But in many situations, chronic pain itself is the illness, and that’s where things get tricky.
A recent article in the Wall Street Journal, “Diagnosing a Patient as a Faker” is stark and frightening proof of the attitudes towards chronic pain that many sufferers face. The reporter notes that doctors have few tools to measure pain objectively. While it is true that pain is a subjective experience and that the same injury may be totally debilitating to one individual and a mild annoyance to another, chronic pain is a real and traumatic experience for millions of Americans.
Karen Lee Richards, co-founder of the National Fibromyalgia Association, is quoted in the article and she says it best – “I hear from people all the time who say they are at a loss to communicate how bad they feel to their doctors – without being eyed as potential criminals.”
For many of our clients suffering with chronic pain, the skepticism and suspicion that accompanies their filing a claim for disability is an on-going battle that they wage in addition to the pain itself. There are 116 million Americans afflicted with chronic pain, according to a recent report from the Institute of Medicine, which says that help is delayed, inaccessible or inadequate.
If you are suffering from chronic pain and your disability insurance claim is being challenged, call our office. We represent many claimants who suffer from chronic pain, Fibromyalgia, Reflex Sympathetic Dystrophy (RSD) – also known as Complex Regional Pain Syndrome (CRPS) and understand the special challenges presented with disability insurance claims.
Call us today at 877-LTD CLAIM (877-583-2524) and learn how we can help.