Disability Insurance Blog

LONG TERM DISABILITY INSURANCE BENEFITS CLAIM DENIED BY MET LIFE, SUCCESSFULLY APPEALED BY FRANKEL & NEWFIELD DISABILITY LAWYERS

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Wednesday, June 8th, 2011

Our client held a highly demanding position in senior management for a large international company. She filed a claim for long term disability insurance benefits with MetLife, suffering from severe depression, anxiety and panic disorder, combined with physical disabilities, including Fibromyalgia and degenerative osteoarthritis, accompanied by pain, fatigue and weakness.

MetLife accepted the claim and paid benefits for six months, then abruptly terminated her long term disability insurance claim. There had been no improvement in her condition, but there had been a paper review of her file by an on-staff nurse.

Frankel & Newfield was retained to file an appeal of the termination of her disability claim. We knew that the denial had been made with little or no recognition of the physical and mental challenges of her occupation. We also know that the paper review by a nurse was inaccurate.

We worked closely with our client and her treating psychiatrist on developing the medical support regarding her mental and cognitive limitations. We also worked with her other medical providers to develop a strong case based on the physical conditions that made it impossible for her to work. Finally, we proved that the combined effect of our client’s mental and physical impairments resulted in her inability to work.

Frankel & Newfield succeeded in having MetLife overturned their decision, and our client continues to receive long term disability insurance benefits.

If you were receiving disability insurance benefits and suddenly your claim was terminated because of a paper review, call our office to learn how we can help put your claim back on track. This is one fight you don’t need to handle alone.