A San Francisco based research organization, The National Business Group on Health, released a report in January that surveyed 648 midsized and large employers and found that short and long-term disability claims declined at the same time that long-term disability costs surged during these three years. Both of these items were reported in Business Insurance […]

Heart disease has now become the number one cause of death in the United States and is a leading factor in disability claims. Success in winning a heart disease disability claim requires, among other factors, a documented record of being under the care of a cardiologist or primary care physician or cardiac surgeon. Without it, […]

We are thrilled that Hartford has decided to overturn its decision to terminate our client’s long term disability insurance claim, reversing that decision and reinstating her long term disability insurance benefits. Our client suffers from Chronic Fatigue Syndrome, Fibromyalgia, and other conditions, which impacted upon her ability to work as a Speech Pathologist. In order […]

We were surprised to see that UNUM openly admits to denying almost 10% of all the claims it receives. After all of the years we’re in the disability claims area of law, we think it’s a bit higher than that. An article originally appearing in Smart Money, we learned about a woman fighting complications from […]