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Archive: January 2011

Appeals Court Reverses, Orders Retroactive Disability Benefits

Wednesday, January 26th, 2011

Appeals Court Reverses, Orders Retroactive Disability Benefits

A Federal Appeals Court, for the Third Circuit, has reversed a lower court ruling and awarded the payment of long term disability insurance benefits to a claimant, a commercial pilot, whose benefits h...

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Met Life Abuses Discretion On Fibromyalgia Claim

Tuesday, January 25th, 2011

Met Life Abuses Discretion On Fibromyalgia Claim

A Federal judge has ordered Met Life to pay continuing long term disability insurance benefits to a claimant suffering from fibromyalgia, where Met Life sought to apply a limited pay period to the cla...

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Decline In Claims Due To Recession?

Thursday, January 20th, 2011

Decline In Claims Due To Recession?

A report published by the National Business Group on Health has found that both Short Term Disability and Long Term Disability claims dropped by a substantial amount, a result which is being largely a...

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CAN A DOCTOR BE DISABLED AFTER LOSING HIS LICENSE?

Wednesday, January 19th, 2011

CAN A DOCTOR BE DISABLED AFTER LOSING HIS LICENSE?

An interesting question in the world of disability insurance benefits is whether a physician (or a dentist, lawyer or other licensed professional for that matter), can be deemed to be disabled despite...

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WHAT IF I HATE GOING TO DOCTORS?

Tuesday, January 18th, 2011

WHAT IF I HATE GOING TO DOCTORS?

If you have a disability but have not gone to a doctor's office because you are fearful of doctors or if you are out and out afraid of what a doctor may tell you about your disability, you are not alo...

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Beware Of The Double Offset

Tuesday, January 11th, 2011

Beware Of The Double Offset

Claimants with long term disability claims who have multiple policies of insurance need to be careful, as the potential exists for both policies to claim an offset for the full amount of benefits rece...

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Depression, Mental/Nervous Disability Claims – What You Need To Know

Tuesday, January 11th, 2011

Depression, Mental/Nervous Disability Claims – What You Need To Know

Similar to claims due to Fibromyalgia, Chronic Fatigue Syndrome and Epstein-Barr, a diagnosis of Depression on a Disability Claim form often sends up a red flag to the claims manager, and a red flag i...

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PERSONAL BANKRUPTCIES TAKE A MASSIVE LEAP IN 2010

Tuesday, January 4th, 2011

PERSONAL BANKRUPTCIES TAKE A MASSIVE LEAP IN 2010

According to today's Wall Street Journal, personal bankruptcies increased by 9% from 2009 to 2010, with 1.53 million Americans filing for personal bankruptcy in 2010. Most of the filings have originat...

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Chronic Fatigue Syndrome – Doubts Linger

Tuesday, January 4th, 2011

Chronic Fatigue Syndrome – Doubts Linger

While a breakthrough was thought to perhaps be found in late 2009, when scientists linked an XMRV virus with Chronic Fatigue Syndrome, last month, several papers published in the journal Retrovirus ha...

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