Long term care insurance policies, marketed heavily in recent years as a way to protect older persons and provide financial benefits where they are no longer able to care for themselves, have seen a p...
Read more..December 2010 Archives
The 2010 mid-year summary of Group Disability Market results offers some interesting insight into the marketplace for LTD benefits. This survey is published by JHA - a division of Gen Re, a Berkshire ...
Read more..It has been suggested by industry insiders that the demand for critical illness insurance will be a major growth opportunity in 2011. This type of insurance typically pays a lump sum benefit following...
Read more..LONG TERM DISABILITY INSURANCE IS NEVER A DO-IT-YOURSELF PROJECT
Sunday, December 19th, 2010
If you spend any time on the Disability Insurance Forums, you'll learn first-hand how badly the disability insurance companies treat their claimants, and read heartbreaking stories about women and men...
Read more..CIGNA had attempted to terminate our client's claim for long term disability benefits, a claim in which they had previously terminated, only to voluntarily reinstate benefits while in litigation, back...
Read more..Insurer Acted Improperly In Rejecting Claimant’s Medical Support
Thursday, December 16th, 2010
Another court has offered insight into how to determine when a claim administrator acts in an arbitrary and capricious manner. A Federal Judge in Michigan determined that Sedgwisk, a third party admi...
Read more..A DIRE WARNING …. AND NOT UNEXPECTED….. ABOUT DISABILITY INSURANCE
Friday, December 10th, 2010
Peter Orszag, director of the White House Office of Management and Budget from 2009 to July 2010, a distinguished visiting fellow at the Council on Foreign Relations and a contributing columnist for T...
Read more..Court Permits Insurer To Hide Identity Of Medical Reviewer
Thursday, December 9th, 2010
In a disturbing decision from a Federal Judge, one court has permitted a long term disability insurance company to hide the identity of its medical reviewers who provided the insurance company with o...
Read more..Don’t Mess With Texas – Disability Insurance Companies Get A Real Boot From The Texas Department Of Insurance
Thursday, December 9th, 2010
News that the Texas Department of Insurance has adopted a new rule prohibiting the inclusion of discretionary clauses in disability insurance policies makes us right proud of our southwestern neighbor...
Read more..