As a result of years of repetitive movements and maintaining awkward positions, typically for long hours, dentists tend to have back, shoulder, arm, wrist, hand, head and neck problems. Many find themselves struggling to continue to practice, or completely unable to practice, and so dentists, orthodontists, periodontists and other dental professionals file disability insurance claims. Disability insurance companies love to sell policies to dentists – they can afford high premiums for these private policies – but they hate paying on claims.
Many of Frankel & Newfield’s disability insurance clients are dentists, so we know the special challenges faced by members of this profession. We have seen a multitude of issues during the claim process, and have observed some interesting trends with regard to insurance company claim practices.
On Wednesday, April 21, 2010, Mr. Frankel will address the Greater Long Island Dental Meeting (GLIDM) with a program titled “What Your Insurance Company Doesn’t Want you to Know About Long Term Disability Insurance.” The program, from 6:00 PM – 9:00 PM will prepare attendees should they ever have to file a claim.