Filing a disability insurance claim without being under the care of a physician and without undertaking a course of treatment for the disability puts claimants in a vulnerable position. To the insurance company, no treatment means no disability – and no disability means no benefits.
This is especially true for individuals suffering from symptoms that overlap.
An example: Chronic Fatigue Syndrome (CFS) manifests in a number of varied symptoms, including overwhelming fatigue, cognitive and neurological problems, irritable bowel syndrome (IBS), vertigo, muscle and joint pain, to name a few.
But what if that diagnosis is mixed in with untreated sleep apnea? One of the most pronounced symptoms of sleep apnea – a condition where breathing repeatedly stops and starts during sleep – appears to be the same as CFS. So an untreated case of sleep apnea combined with a diagnosis of CFS equals a denied claim from an insurance company.
Frankel & Newfield has represented many individuals suffering from the effects of Chronic Fatigue Syndrome (CFS) with great success. If you are suffering from CFS or sleep apnea and are not in treatment for either condition, you may be putting your future at risk. To learn more, call our office at 877-LTD-CLAIM (877-583-2524).
Your first objective is to care for your health. Our first objective is to protect your disability benefits. Together, we can find the solution. Call Frankel & Newfield today at 877-LTD-CLAIM (877-583-2524).