Disability Insurance Blog

FRANKEL & NEWFIELD WINS APPEAL FOR HIGH INCOME MET LIFE POLICY OWNER WITH “RED FLAG” CONDITIONS

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Wednesday, November 25th, 2009

Our client suffers from Fibromyalgia, Chronic Fatigue Syndrome, Irritable Bowel Syndrome and Post-Traumatic Stress Disorder. Claims based on these particular illnesses always send up a red flag to a disability insurance company’s claims department. Add to that her position as a high-earning employee at a leading national consulting company with a high monthly benefit and the result is almost always a denied claim. A Met Life nurse reviewed the file and claimed that there was no evidence of impairment or cognitive deficits. We worked closely with our client’s treating doctors to prepare a strong appeal, with solid arguments, and we won. She is now on claim.

Certain impairments set off red flags, as do high monthly benefits. If you are in this situation, call our office today and learn how we can help.