The September issue of Chiropractic Economics features an article by Attorneys Jason Newfield and Justin Frankel on navigating the minefields of long term disability insurance claims. Several recent cases indicate that courts are finally starting to understand that when the same company who pays a claim also decides the merits of the claim, the insurer cannot be truly fair and impartial.
While these judicial decisions are encouraging, too many other courts have remained ignorant on this critical issue, and thus it is still necessary to be proactive, cynical and informed before filing a claim.
We work with many chiropractors who originally felt that their experience dealing with the paperwork of health insurance claims meant they could easily manage the disability insurance claims process. They were surprised when they learned how different, and difficult, disability claims can be. For testimonials from other professionals who have engaged the firm, please visit our website.