Frankel & Newfield, P.C.

We Have Recovered Over $100 Million In Claims For Our Clients

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September 2009 Archives

Chiropractic Economics Magazine Features Article by Frankel and Newfield

The September issue of Chiropractic Economics features an article by Attorneys Jason Newfield and Justin Frankel on navigating the minefields of long term disability insurance claims. Several recent cases indicate that courts are finally starting to understand that when the same company who pays a claim also decides the merits of the claim, the insurer cannot be truly fair and impartial.

Claim Decision Reversed; Not the Result of Deliberative, Principled Reasoning Process

A Court in Michigan has reversed the denial of a disability claim under ERISA, where the administrator failed to engage in a full and fair review, largely because it based its decision upon the conclusory evaluations of its hired doctors. These hired doctors simply rejected the opinions of the treating physicians, and the administrator simply adopted those conclusions, despite extensive evidence in the record supporting impairment.

CIGNA Disability Insurance Pays a Claim - But Only After Lawsuit Begins

Our client was an Equity floor trade on the New York Stock Exchange, working in a highly competitive and demanding job that requires total concentration, critical thinking and peak performance at all times. The ability to take action quickly and confidently was central to his daily work as he made split second decisions to trade, buy or sell millions of dollars in equities.

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