It’s just a matter of time before a policyholder’s Tweets or Facebook posts become part of an insurance company’s evidence against them. We advise our clients to keep their personal lives private and limit the information that they share online. Every disability claim is subject to traditional investigation, from field representatives who show up unannounced […]

An article in this week’s Wall Street Journal explores the strategy of consumers who try to solve healthcare problems by going straight to the top – calling the company’s Chief Executive Officer. A consumer who couldn’t get bills paid sent an email to the CEO, a group of reporters and even Michael Moore, filmmaker of […]

Our client had worked as a successful Floor Broker with the New York Board of Trade for more than eighteen years when severe orthopedic conditions and chronic lower back pain made it impossible for him to continue working. He was unable able to stand for long periods of time without suffering excruciating pain, preventing him […]

A recent case has offered excellent guidance to claimants with orthopedic disability claims, and is well transferable to other impairments. A claimant was being paid for several years, when CIGNA conducted surveillance, revealing activities which exceeded the levels that the claimant had advised he had capacity for. After securing the surveillance, depicting the claimant active […]