Frankel & Newfield, P.C.

We Have Recovered Over $100 Million In Claims For Our Clients

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March 2009 Archives

Long Term Disability Insurance and the Physician Practice

Jason Newfield and Justin Frankel spoke with publisher Nancy Collins for a Sound Practice Podcast that followed their article in the January/February issue of The Journal of Medical Practice Management.   Frankel & Newfield  discussed the meaning of "dual occupation" in the claims process, the importance of specialty language, common misconceptions about the specialty letter, the definition of residual claims and why they matter, opportunities and pitfalls to backdating of claims, and the major misconceptions surrounding group disability policies, private policies and association policies. 

Disability Insurance Law - Why You Can't Do This Alone

When confusing symptoms experienced by Charles Tucker, a 48 year old accountant from Florida, were finally identified as Multiple Sclerosis, he filed a claim for disability benefits from Standard Insurance Company.  Standard didn't deny the claim outright, but instead strung him along for five months.  Tucker obtained his medical records and was stunned to learn that a reviewing doctor on Standard's payroll who never met him had made the determination that there wasn't enough medical evidence that he had MS.  This is standard operating procedure for disability insurance companies. Tucker contacted Good Morning America about his problem, and one day after the national morning show put Standard Insurance under its bright lights, Tucker's claim was approved.

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