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Archive: February 2009

Travel Is Work Requirement, Court Holds

Thursday, February 26th, 2009

Travel Is Work Requirement, Court Holds

Claimants are often surprised to learn that their disability insurance company has failed to consider the travel required in one's employment when considering the occupational requirements in a claim....

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Insurer’s Reliance Upon Surveillance Improper, Appeals Court Holds

Tuesday, February 24th, 2009

Insurer’s Reliance Upon Surveillance Improper, Appeals Court Holds

One of the common investigative tools utilized by insurance companies in an effort to terminate long term disability claims is surveillance, whereby the insurer seeks to observe a claimant and captur...

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Problems In Subjective Complaint Claims

Wednesday, February 18th, 2009

Problems In Subjective Complaint Claims

Where a claimant suffers from a condition that is not readily diagnosed by objective testing, there is often great difficulty in having the insurers accept liability of the claim.  Some of the mo...

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Investigative Tools Used By Insurers

Tuesday, February 17th, 2009

Investigative Tools Used By Insurers

There are several investigative tools used by insurers on disability claims, including IME's (Independent Medical Examinations), FCE's (Functional Capacity Evaluations), Peer Reviews, Field Investigat...

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CIGNA Again Taken To Task For LTD Claim Handling

Monday, February 9th, 2009

CIGNA Again Taken To Task For LTD Claim Handling

Insurance companies employ a variety of claim handling techniques when seeking to wrongfully terminate a claimant from continued benefits.  Fortunately, some courts are beginning to see through ...

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