February 2009 Archives

Claimants are often surprised to learn that their disability insurance company has failed to consider the travel required in one's employment when considering the occupational requirements in a claim....

One of the common investigative tools utilized by insurance companies in an effort to terminate long term disability claims is surveillance, whereby the insurer seeks to observe a claimant and captur...

Where a claimant suffers from a condition that is not readily diagnosed by objective testing, there is often great difficulty in having the insurers accept liability of the claim.  Some of the mo...

There are several investigative tools used by insurers on disability claims, including IME's (Independent Medical Examinations), FCE's (Functional Capacity Evaluations), Peer Reviews, Field Investigat...