Free Consultation 877.583.2524
We do not handle social security disability claims
logo celebrating

Nationwide Leaders in Disability Insurance Law

shook hands

Five Things Your Attorney Wishes Your Doctor Knew About Disability Insurance Claims

Friday, November 15th, 2013

1 – A diagnosis alone is not enough to make you disabled in the eyes of the insurance company. They are looking for information in your medical records that clearly states NOT ONLY that you are not able to perform the material duties and tasks of your occupation (or potentially any occupation), but HOW and WHY you are not able to perform work functions.

2 – Your medical records should also reflect the specific tasks or abilities that your occupation requires. Does your job require sitting for extended periods of time and being able to process large and complex amounts of information in a very short period of time? Or does the position require you to travel from city to city to make deals and close sales? Your records need to reflect your need, for example, to lug a 30 pound suitcase through a crowded airport, use public transport to travel from appointment to appointment, and stay focused during intense sales presentations.

3 – A simple phrase that seems innocuous to you or your doctor is often enough for their disability insurance company to terminate a claim. Phrases like “seems overly anxious” or “is stressing” will raise a red flag to a claims adjuster to potentially deem your claim the result of a mental or nervous disorder, which may carry a limited pay period.

4 – Test reports matter a lot, particularly for the so-called “subjective conditions” like Chronic Fatigue Syndrome and Fibromyalgia. We have a lot of experience working with primary treating physicians and most of them need to be educated in the appropriate language that will work best for patients with these particular conditions – to neuter any effort by the insurance company to claim a lack of evidence to substantiate the impairment. Even though some conditions do not have “testing” to prove the existence of a condition, evidence is still necessary to demonstrate the functional deficits which support impairment.

5 – The paperwork that your treating physician has to fill out and submit to the disability insurance company is extremely important to your claim. They may see this as a burdensome task and delegate it to a clerical staffer, who is not likely to understand the disability claim process or its importance. How to protect yourself? Have an experienced disability attorney review medical records before they are submitted to the insurance company, and interface with the doctors’ office to ensure things get accomplished properly.

Jason A. Newfield

Written By:

Jason A. Newfield - Disability Insurance Attorney

Jason Newfield is a founding partner of the disability insurance law firm Frankel & Newfield. He has spent the majority of his legal career advocating for the rights of disabled workers. He has lectured other professionals, worked on a Federal Advisory committee, and published many articles in the field of disability insurance claims and litigation.

Learn more about Jason | See Jason’s Publications



Ready To Talk?

Fill out the form to request a FREE legal consultation

Sorry, we do not handle SSDI/Social Security claims.

Frankel & Newfield does not currently handle any Social Security Disability Insurance claims.


*Required fields are marked

I have read the disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


This is about a Social Security Disability claim.

Ipad image

Download Our Free eBook


Secrets the Disability Insurance Companies Don't Want You to know!

Sign Up for our mailing list to receive disability insurance law updates

Your information is 100% secure and will never be shared with anyone


No matter where you are nationwide, we are here to help.

We have the resources and support to take on the largest insurance companies.

Contact us today for our nationwide service.

Contact Us
Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri
Nebraska Nevada New Hampshire New Jersey New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina
South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming