Disability Insurance Blog

In an ERISA disability case that began with an appeal filed in 2014, a plaintiff sought a judicial review of the determination by Life Insurance Company of America (LINA, a member of the CIGNA family of disability insurance companies) that his occupation did not fall under the classification of Sales Personnel and therefore he was […]

If you’re not already mad as hell about how decisions are made by disability and health insurance companies already, reading the deposition of Dr. Jay Iinuma, a medical director for Aetna Insurance, will certainly send you in that direction. We are linking to this deposition here, because we believe that every person who has an […]

Ask anyone with fibromyalgia if the disease is real. Because disability insurers often deny claims for fibromyalgia or chronic fatigue syndrome, claiming that are not illnesses, but “conditions”, and questionable ones at that. Today, medical science has proven that fibromyalgia is real. Research has proven that fibromyalgia is related to brain activity that worsens the […]

A federal appeals court has found that an insurance company should not have denied a short-term disability claim based on a clearly diagnosed hereditary disease without first ordering an independent medical examination (IME). In our last post, we wrote about the financial importance of short-term disability or STD benefits to a claimant who is unable […]

At Frankel & Newfield, PC, we represent people across the U.S. seeking disability benefits under long-term policies AND those with short-term disability insurance claims.  Short-term claims are important when missing even a few paychecks can weaken your family’s financial safety net and because if the disabling impairment lasts longer than the time limit of the […]

On February 26, the U.S. District Court for the Western District of Oklahoma issued a decision under the Employee Retirement Income Security Act, known as ERISA, in which the judge meaningfully interpreted the law casting favorable light on the claimant’s legal rights. The plaintiff had sought review of the insurer’s denial of her long-term disability […]

Unfortunately, many people who file claims for long-term disability insurance benefits – LTD – because of multiple sclerosis (MS) have their claims denied by the insurance company. MS is a complex, progressive condition, which by its nature may be difficult to document and establish consistent deficits in functionality, sometimes due to the waxing or waning […]

At our law firm, we often represent claimants seeking long-term disability benefits under their disability insurance policies after sustaining orthopedic injuries or diseases that prevent them from performing the tasks of their jobs  These kinds of impairments require comprehensive medical evaluation and detailed documentation so insurance claim examiners have all the medical evidence they need […]

Here at the law firm of Frankel & Newfield, PC, we dedicate our entire practice to comprehensive advocacy for injured and ill employees across the country in their claims for benefits under long-term disability insurance policies. We are prepared to step in at any phase of a claim:  Initial filing Ongoing claim management Development of […]

At our law firm, we regularly represent people in their long-term disability insurance claims based on heart disease or cardiovascular disorders, related to the heart or vascular system. These problems cause a variety of symptoms that potentially affect the ability to perform work activities as well as to tolerate work activity.  Develop the medical evidence  […]