It is important to understand that it is not the diagnosis that makes someone disabled, but, rather, the functional limitations that result from medical conditions which serve to support one's claim for disability insurance benefits. At Frankel & Newfield, P.C., we properly advocate the claimant's functional limitations in support of the claim.

Often, insurance companies deny long-term disability claims, arguing that an illness is based only on subjective complaints or a lack of objective findings to support a condition. Another tactic is to completely refuse to recognize an illness as a disability, accusing the policyholder of merely gathering a series of symptoms.

Clients Choose Us Because We:

  • Have recovered $200M+ for our clients.
  • Have seen your situation before.
  • Are aggressive in our approach.
  • Know the tactics used by the insurance companies.
  • Hold high AV Ratings & received the Super Lawyers designation each year.

Ready To Talk? Fill out the form to request a FREE legal consultation

Insurance companies often also fail to consider the nature of a claimant's multiple conditions, choosing instead to isolate the conditions and ignore the overall impact upon one's functional limitations. These strategies are geared with one thing in mind, and one thing only: to delay and deny making payments on a policy.

We represent policyholders with many medical conditions, including:


Mental Health Conditions:

Nervous System/Chronic Pain Conditions:

Back, Spinal And Brain Conditions:

  • Cervical or lumbar radiculopathy
  • Failed back syndrome
  • Demyelinating disease
  • Chiari malformation
  • Temporal lobe phenomenon
  • Thoracic outlet syndrome
  • Orthopedic issues

Cardiovascular Conditions:

Autoimmune Disease:

Eye, Ear, Nose And Throat:

  • Vestibular dysfunction
  • Acoustic neuroma
  • Retinitis pigmentosa
  • Meniere's disease

Other Conditions:

  • Sleep apnea/sleep disorder
  • Chemical sensitivity
  • Chemical imbalance
  • All Cancers
  • Interstitial cystitis
  • Hepatitis
  • Ulcerative colitis
  • Dercum's disease

We Offer Free Consultations | Nationwide Practice

We will advocate for your claim with our aggressive representation and experience with these and all medical conditions. Call our New York office at 877-583-2524 or send an email to learn more about our practice, and how we can help you.

Justin C Frankel

Written By:

Justin C. Frankel

Disability Insurance Attorney