Dedicated To Helping Throughout The Claims Process

At Frankel & Newfield, P.C., we are dedicated to helping disabled claimants at all stages of the claims process. We are experienced long-term disability insurance lawyers and have represented disability insurance claimants against every national major disability insurance company in matters including:

  • Filing ERISA lawsuits in federal court across the country
  • Battling ERISA disability insurance claims in the administrative process
  • Submitting ERISA appeals
  • Managing ongoing disability insurance claims
  • Helping claimants prepare to file disability insurance claims and to navigate the claims process
  • Negotiating settlements of disability insurance claims

How Disability Claims Differ From Other Insurance Claims

Disability claims can cost insurance companies millions over many years. If a tree falls on your roof, your insurance company is addressing an incident that is relatively contained from a financial perspective. Once the roof is fixed and any injuries have healed, the event is over. This is not the case with a disability claim.

For example, for a high-income adult who owns a private policy that pays a benefit of $7,500 per month, the cost is large. If the claimant is relatively young and benefits are payable to age 65 or longer, the potential cost to the disability insurance company is huge.

Conversely, a younger person may not have as high of a salary, but the length of time on the claim is likely to make it a significantly valuable claim. Either party on claim until retirement is likely to result in a significant claim. The first goal of the insurance company is to ensure that their exposure is limited.

Disability Insurance Companies Lose Nothing By Denying Or Delaying Your Claim

The insurance companies are generally not penalized for holding up payments on a claim, for inflicting sleepless nights and anxiety over what happens to you and your family if benefits are not paid in a timely manner, or if they wrongfully deny a claim and your financial health is destroyed.

Most disability insurance companies have in-house attorneys. Claims only get to the attorneys after you have been challenged by claims adjusters, investigators and insurance company doctors.

Contact Us Today At 866-504-8773 To Set Up A Free Consultation

All of this is why you need an experienced disability insurance lawyer, one who knows the insurance companies and the claims process and understands the intricacies of the law and the business of disability insurance companies. We have had success in these cases, and we want to help you.

Our office is located in New York and we represent clients nationwide. Email us to find out more about our experience and our services.