Long Term Disability

Long Term Disability Claims are on the rise. A combination of a bad economy and an aging nation has led to a dramatic rise in the number of Americans filing claims for Long Term Disability. The response of the Long Term Disability insurance companies has been to look at claims with increasing skepticism. Unfortunately, sick and injured men and women with legitimate claims are often treated as if they were trying to commit insurance fraud. The resulting denials, delays in payments, and outright terminations have put the lives of many hard-working, honest Americans in financial peril.

At Frankel & Newfield, we hear the heart-breaking stories every day from men and women who purchased a long term disability insurance policy – some who purchased several policies - because they believed in the concept of insurance coverage so that they would be prepared and be able to protect their families and their lifestyle should illness or accident occur.

There’s one factor that we think makes the Long Term Disability Insurance Companies particularly callous and cold towards their policy owners. The time that an individual is too ill to work is not the time that they are physically and/or emotionally able to take on the legal and administrative battle with a huge insurance company. After all, if you were well enough to do that, you’d be working! This adds a highly personal and hurtful undertone to the entire process. When the company that promised to protect you is the same one that sends investigators to your door, videotapes your activities, and demands that you attend invasive and potentially dangerous medical exams, the social contract between the insurance company and policyholders has been broken.

That’s why we fight so vigorously for our clients.

If you have had a long term disability insurance claim denied, or your claim has been delayed, or if you were on claim and then your benefits were terminated, please call our office today to learn how we can help you. When the insurance company claims that you have no claim, we are here, fighting to protect you and your family.

Disability Insurance Lawyer Blog - Long Term Disability News