Cigna Long Term Disability Insurance Claims
The attorneys at Frankel & Newfield have successfully represented many CIGNA disability insurance policyholders in their fight to obtain or hold onto their disability benefits. We work with clients on CIGNA short term disability claims, as well as long term disability insurance claims.
CIGNA disability claims disputes led to a $77 million settlement in 2013 following investigations by insurance commissioners from Connecticut, California, Massachusetts, Pennsylvania and Maine regarding improper denials of long-term disability claims and wrongfully terminated benefit payments. The settlement also required Cigna to improve their claims handling processes and establish a program to review long term disability claims that had been improperly denied or terminated.
If you have had your LTD claim denied or terminated by Cigna between 2008 and 2010, it is possible that you are among the many claimants entitled to a review of your claim as part of the settlement.
Regardless of when your long term disability insurance benefits were denied or terminated, you need the skilled guidance of an experienced disability insurance attorney that has represented Cigna claimants. Call our office today for a free consultation at 877-LTD-CLAIM (877-583-2524). Frankel & Newfield represents clients nationwide.
CIGNA sells healthcare options to individuals and large companies, but the bulk of its sales of long term disability insurance plans are sold to associations and unions. The policies mostly offer a very limited "own occupation" term, and once that short term expired, the definition of disability shifts to "any occupation."
Our attorneys work with clients on CIGNA short term disability claims, as well as long term disability insurance claims.
Here are a few examples:
Frankel & Newfield has many years of experience with CIGNA long term disability claims and works with many CIGNA policyholders who have had their claims denied, delayed and terminated.
If you need help with a CIGNA disability claim, call our office toll-free at 1-877-LTD-CLAIM (877-583-2524).
CIGNA traces its roots back as far as 1792, but the present day insurance company is based in Connecticut and was created in 1982 when the Insurance Company of North America (INA) and Connecticut General merged. At that time, CIGNA shifted product lines and became a provider of managed healthcare policies, selling to small and middle sized commercial clients. CIGNA sells healthcare options to individuals and large companies, but the bulk of its sales of long term disability insurance plans are sold to associations and unions. Mostly, these policies are covered under the federal statute, ERISA (Employee Retirement Income Security Act).
Companies under the CIGNA Group Insurance umbrella for disability insurance claims include Connecticut General Life Insurance Company ("CGLIC"), CIGNA Life Insurance Company of New York ("CLICNY") and Life Insurance Company of North America ("LINA").