Disability insurance companies hate fibromyalgia claims.
They consider fibromyalgia a “syndrome” and not a real disease, so when a disability claim of fibromyalgia is filed, it often starts a process of delays and denials that add additional stress and strain on the person suffering from fibromyalgia.
If you are about to file for a disability insurance claim because of fibromyalgia, or if you have filed a claim and are experiencing problems with getting your long term disability benefits paid, you should speak with an experienced long term disability insurance policy attorney who has successfully handled fibromyalgia claims. If you have questions, call Jason Newfield or Justin Frankel at 1-877-LTD-CLAIM (1-877-583-2524) or click here to send an email.
Successful advocating for disability benefits where fibromyalgia is diagnosed requires knowledge and experience. The insurance companies tend to characterize fibromyalgia patients as malingerers, and claims representatives are not sympathetic to the fact that people with fibromyalgia suffer from a variety of painful symptoms, including widespread musculoskeletal chronic pain, fatigue, numbness, chest pain, memory problems, pelvic pain, headaches, irritable bowel syndrome and sleep disturbances, all of which are symptoms of fibromyalgia.
Symptoms of fibromyalgia vary from patient to patient. In some instances fibromyalgia symptoms begin after a physical trauma, surgery, infection or significant psychological stress. For others, fibromyalgia symptoms gradually appear and increase in intensity with no single ‘trigger’ event.
Today, contemporary medical science recognizes that fibromyalgia is a real disease, not a syndrome or a condition. Researchers now believe that fibromyalgia amplifies painful sensations by affecting the way that the brain and the spinal cord processes pain signals. It is recognized as a neurochemical problem.
Several risk factors have been identified, including sleep patterns, family history and having had rheumatic disease. There are general classification guidelines for fibromyalgia, established by the American College of Rheumatology.
There are certain drugs used to treat the symptoms of fibromyalgia, although there is no cure for this debilitating disease. At best, fibromyalgia is managed with a combination of medicine and lifestyle factors. Exercise, stress- reduction medication and learned relaxation techniques are found to offer some relief.
Despite advances in the understanding of fibromyalgia, including specific criteria used to diagnose the disease, insurance companies still consider fibromyalgia patients to be questionable at best and malingerers at worse.
For the individual facing a life of chronic and disabling pain, it is critical to contact an experienced law firm that has a track record of success with representing claimants at every step of the process.